Finance
Inflation-Adjusted Value Calculator
Find what a past or future amount is worth after inflation.
Formula
Future nominal amount equals amount times one plus inflation to the power of years; today's equivalent of a future amount divides by the same factor.
How it works
Inflation quietly shrinks purchasing power. A 3% rate roughly halves purchasing power in about 24 years, which is why long-term savings need returns above inflation.
FAQs
What rate should I use?
A long-run average for your country, often around 2–3%, or your own expected rate.
Is this the same as a price index?
It uses the same idea — a steady rate instead of a published index series.
Why does direction matter?
Future value inflates a sum forward; today's equivalent discounts a future sum back.
Are these figures financial advice?
No — they are estimates for planning only, not financial advice. Check with a qualified adviser for decisions involving large sums.
Estimates only, not financial advice. Figures are approximate and do not include all fees, taxes, or changing rates unless stated.