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Net Worth Calculator

Subtract total liabilities from total assets to find net worth.

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Formula

Net worth equals total assets minus total liabilities.

How it works

Assets include cash, savings, investments, and property; liabilities include loans, card balances, and other debts. Net worth can be negative — that simply means debts exceed assets for now.

FAQs

What counts as an asset?
Anything you own with value, at a realistic current value, not purchase price.

Should I include my home?
Yes, at market value, with the mortgage as a liability.

How often should I check?
Yearly is enough to see the trend without noise.

Are these figures financial advice?
No — they are estimates for planning only, not financial advice. Check with a qualified adviser for decisions involving large sums.

Estimates only, not financial advice. Figures are approximate and do not include all fees, taxes, or changing rates unless stated.

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