Finance Calculators
50 free calculators.
APR EstimateRoughly estimate an APR from a loan amount, payment, and term.Annuity PaymentEstimate the regular payment from a lump sum invested as an annuity.Biweekly Mortgage SavingsCompare a monthly mortgage schedule with biweekly payments.Bond Yield EstimateRoughly estimate current yield and yield to maturity for a bond.Break-EvenFind how many units must be sold to cover fixed and variable costs.Budget 50/30/20Split after-tax income into needs, wants, and savings under the 50/30/20 rule.Business Loan PaymentEstimate the monthly payment on a business loan.Car Loan PaymentEstimate the monthly payment and total cost of a car loan.College SavingsEstimate the monthly saving needed for future education costs.Compound InterestSee how an investment grows when interest is earned on both the principal and past interest.Compound Interest with ContributionsProject growth when you add a regular contribution on top of a starting amount.Credit Card InterestEstimate one month's credit card interest from balance and APR.Credit Card PayoffEstimate how long a credit card balance takes to clear and what it costs.Debt-to-Income RatioCalculate DTI from monthly debt payments and gross monthly income.Declining Balance DepreciationCalculate first-year depreciation when a fixed percentage is applied to the shrinking balance.Discount PriceWork out the sale price and amount saved from a discount percentage.Dividend YieldFind dividend yield from annual dividend per share and share price.Down Payment SavingsFind the monthly saving needed to build a down payment by a target date.Emergency FundSize an emergency fund from monthly essential expenses and months of cover.Freelance RateFind the hourly rate a freelancer needs to hit a target income after expenses and time off.Future ValueCalculate what a present amount will be worth after growing at a set rate.Home EquityCalculate home equity from current value and mortgage balance.Hourly to SalaryConvert an hourly wage into annual, monthly, and weekly pay.Income Tax EstimateEstimate tax from income and a rate you enter — no rate is assumed for you.Inflation-Adjusted ValueFind what a past or future amount is worth after inflation.Investment GrowthProject how an investment grows with a starting amount, regular contributions, and return.Lease Payment EstimateRoughly estimate a monthly lease payment from price, residual, and money factor.Loan AffordabilityEstimate the maximum loan you can afford from a monthly payment, rate, and term.Loan Monthly PaymentEstimate the fixed monthly payment for a loan from its amount, rate, and term.Loan Payoff TimeFind how long it takes to clear a loan at a given monthly payment.MarkupSet a selling price from cost and a desired markup percentage.Mortgage PaymentEstimate a monthly mortgage payment including principal, interest, taxes, and insurance.Net WorthSubtract total liabilities from total assets to find net worth.Paycheck After TaxEstimate take-home pay per paycheck from salary and a tax rate you enter.Personal Loan Total CostFind the total cost and total interest of a personal loan.Present ValueWork out what a future amount is worth in today's money at a given discount rate.Price-Earnings RatioCalculate the P/E ratio from share price and earnings per share.Profit MarginCalculate gross profit margin from revenue and cost of goods sold.Refinance SavingsCompare an old mortgage payment with a new one to estimate monthly and total savings.Rent vs Buy ComparisonRoughly compare monthly renting with monthly owning, side by side.Retirement Savings EstimateRoughly project a retirement balance from current savings, monthly contributions, and return.Return on InvestmentMeasure ROI as a percentage and a multiple from gain and cost.Salary to HourlyConvert an annual salary into an hourly rate based on hours worked.Sales TaxAdd sales tax to a price, or extract the tax already included in a price.Savings GoalFind the monthly deposit needed to reach a savings target by a chosen date.Savings RateFind what share of income you save each month.Simple InterestWork out the interest earned or paid on a principal amount at a fixed rate over time.Sinking FundFind the regular deposit needed to reach a future sum, like a replacement fund.Stock Gain or LossCalculate gain or loss from buying and selling shares, including fees.Straight-Line DepreciationSpread an asset's cost evenly over its useful life.